life at 45

whenever i see old persons ,a fear grows in my mind,i am just 20years away from them.and then i know how much i have missed in life.

life and need go side by side.need may be different in quality or quantity but it exsists at all ages.in old age one not only need money or asset but also need some dear son or daughter or some kind young relative to look after.

so from start one should not only save money but must save relations that he or she will surely need at the old age.